Croatia adopted the euro in 2023. Banknotes match those used throughout the euro area, while every Croatian coin carries the red-and-white checkerboard behind one of four national motifs.
Paper money
Euro notes follow an easy architectural colour ladder - grey €5, red €10, blue €20, orange €50, green €100 and yellow €200 - wherever you spend them in Europe.
The euro banknote theme is imagined European architecture rather than real monuments: windows and gateways move from classical to modern styles, while bridges on the reverse suggest connection. Cash by Country artwork is an original, simplified interpretation and is not legal tender.
Read the national side as four chapters
What to do with old kuna in 2026
Croatian National Bank still exchanges kuna banknotes without a time limit at the fixed conversion rate of EUR 1 = HRK 7.53450. The deadline for kuna coins passed at the end of 2025. Do not offer either at a shop or restaurant.
The note colors are the quickest sort
| Note | Main color | Travel job |
|---|---|---|
| EUR 5 | Grey | Cafes and small island purchases |
| EUR 10 | Red | Markets, tips and simple meals |
| EUR 20 | Blue | The most useful everyday note |
| EUR 50 | Orange | Larger meals and protected reserve |
| EUR 100/200 | Green/yellow-brown | Legal but awkward for ordinary coastal spending |
Recognition is not authentication
Use our artwork for color and denomination. For real cash, feel raised print, look for the watermark and security thread, then tilt for the hologram and changing number effects.
