Money in Malta
Meet the island wallet where a 5,600-year-old temple lives on the smallest coins, a bus ticket runs for two hours and the Gozo ferry settles its round trip on the way back.
Malta fits a prehistoric temple, a fortified republic and an eight-pointed cross into one pocket, then makes an island crossing feel like a round-trip tab.
Should you carry cash in Malta?
Bring one low-fee card, a separate backup and EUR 40-80 in EUR 5, 10 and 20 notes. Cards handle most planned spending, while small euros remain useful for buses, kiosks, festas and tips.
The useful Malta habit is to keep each small proof: retain the bus ticket for its two-hour window, give every Gozo passenger an individual ferry ticket, and expect the accommodation eco-contribution to appear separately from the room rate.
Paper money
Euro notes follow an easy architectural colour ladder - grey €5, red €10, blue €20, orange €50, green €100 and yellow €200 - wherever you spend them in Europe.
The euro banknote theme is imagined European architecture rather than real monuments: windows and gateways move from classical to modern styles, while bridges on the reverse suggest connection. Cash by Country artwork is an original, simplified interpretation and is not legal tender.
Shared currency guide One euro, many destinations See where the euro is used, what stays the same and why the coins change. Explore →Turn an amount into cash
Choose your currency. EUR stays locked to this guide.
Malta travel money guides
Malta's money stories move from stone to sea. Read three eras across the euro coins, make one bus fare last for two hours, understand the Gozo return gate, count the new nightly eco-contribution and tip as a genuine thank-you rather than an imported obligation.
A Temple in Your Pocket
Walk from Mnajdra and the Republic's fortified emblem to the eight-pointed Maltese Cross across Malta's euro coins.
Turn over Malta's euros 02 One fare, a two-hour island clockThe Two-Hour Bus Ticket
Pay with cash or contactless, keep the receipt and transfer within the clock without buying the wrong visitor product.
Start the bus clock 03 The round trip closes on GozoPay on the Way Back
Understand the Cirkewwa to Mġarr crossing, the EUR 4.65 passenger fare and why every traveller needs an individual ticket.
Cross the Gozo Channel 04 A small nightly line with a firm capThe EUR 1.50 Pillow Note
Add Malta's updated accommodation eco-contribution to the booking total and see why the charge stops after fifteen nights.
Count the pillow note 05 Read the service line, then chooseGrazzi Is Not a Tax
Handle restaurants, taxis, hotels and tours with a modest thank-you only after checking the bill for service.
Tip the Maltese way 04 One currency, many countriesWhere Is the Euro Used?
Meet the euro-area members, agreement countries and de facto users, then see why the notes match while the coins can look local.
Explore the euroThe Malta source desk
Sources include the ECB, Malta Public Transport, Gozo Channel, Malta Tax and Customs Administration, and official tourism and consumer guidance.